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In the state of Vermont, payday loans, often referred to as short-term, high-interest loans, are illegal under the Small Loan Act.
This regulation, enacted by the Vermont Legislature, prohibits lenders from offering payday loans with exorbitant interest rates and predatory terms. As a result, Vermont residents are spared from the burden of exorbitant fees and interest rates that can trap borrowers in debt. According to the Vermont Department of Financial Regulation, there were zero licensed payday lenders in the state as of the latest data available.
89 Main Street Montpelier, VT 05620
802-828-2470
https://vermont.daphnet.org/
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